Legal & Privacy Information
Important Legal Information
In this section, you will find all the information that you need to know about us, the products and services that we provide. You should read these terms and conditions of the Teachers Assurance website to ensure that you agree with them. By continuing through this site, you agree to be bound by these terms and conditions that may be amended from time to time.
About us
Regulatory information
The Teachers Assurance companies are listed below.
Teachers Assurance is a trading name of Teachers Provident Society (TPS), - registered and incorporated under the Friendly Societies Act 1992, Registered number 372F. A member of the Association of British insurers and the Association of Mutual Insurers. TPS is authorised and regulated by the Financial Services Authority (FSA), FSA Registered number 110009.
Teachers Assurance Company Limited (TAC) - registered number 314801 is a wholly owned subsidiary of TPS. TAC is authorised and regulated by the Financial Services Authority (FSA), FSA Registered number 202569.
Teachers Financial Services Limited (TFS) - registered number 3401635 is a wholly owned subsidiary of TPS. TFS is authorised and regulated by the Financial Services Authority (FSA), FSA Registered number 415652.
Sovereign Unit Trust Managers Limited (SUTM) - registered number 2072297 is a wholly owned subsidiary of TPS. SUTM is authorised and regulated by the Financial Services Authority (FSA), FSA Registered number 121998.
You can check the FSA registered details of the above companies on the FSA's Register by visiting the FSA's website or by contacting the FSA on 0845 606 1234.
Teachers Management Services Limited (TMS) - registered number 3401641 is a wholly owned subsidiary of TPS and an appointed representative of Mortgage Support Network Limited which is authorised and regulated by the Financial Services Authority.
All companies are wholly owned subsidiaries of TPS. Registered in England & Wales. To help us continually improve customer service, calls may be monitored and recorded.
Product legal Information
Who offers what?
Teachers Provident Society Limited
Tax-Free Savings Plan, Guaranteed Savings Plan, Investment Bond, Teachers Anniversary Bond.
Teachers Assurance Company Limited
Teachers Home
Sovereign Unit Trust Managers Limited
Unit Trusts and Stock Market ISAs
We also offer a range of products and services from selected third party providers.
Accessing the site
Our services and products on this website are intended for UK residents only. Accessing these services from outside the United Kingdom may be against the law in the country concerned. The tax advantages of some of our products are available to UK residents only.
Site Content
Teachers Assurance try to ensure that the information contained on this website is clear, correct and is as easy to use as possible. It is only intended as general information and does not constitute financial advice. Financial advice on our own products is available by calling 0800 73 11 093 where you can discuss the suitability of a product for your own individual needs.
Teachers Assurance cannot accept responsibility (to the extent permitted by law) for any interruption or delay in access to the website or for any inaccuracies, incompleteness of information, errors or omissions in respect of information on our website or on any to which our website may be linked. No warranty is given as to the freedom of this website from errors, defects or viruses.
The website may also include material from external sources as a service to website visitors. Teachers Assurance cannot be held responsible for the content, and does not accept liability for error or omission that may be contained within this material. We do not verify the information ourselves nor do we guarantee that it is correct.
Links to Other Sites
Throughout the Teachers Assurance website, we provide links to sites operated by other companies in our group as well as unconnected third parties. If you use one of these links, you will leave our site and we take no responsibility for and give no warranties, guarantees or representations in respect of linked sites. Whilst we are authorised and regulated by the Financial Services Authority, sites operated by third parties to whom we may be linked or who link to us, may not be.
Governing Law
These terms are governed by the laws of England and Wales.
Security
We aim to ensure that your personal details are protected at all times. Information sent via our email and on-line quote facilities will be encrypted. The security of this site has been verified with VeriSign for secure ecommerce and confidential communication. Click here for details.
Cookie Policy
We do not use technology such as "persistent" cookies to allow a website user to be identified when making future visits to the site. A cookie is a small piece, or text-string, of information which is sent to your browser and stored on your computer's hard drive. Cookies do not damage your computer. Data that allows us to remember you, any interests that you have recorded and how you use this website are called "session" cookies. You can set your browser to notify you when you receive a cookie. This enables you to decide if you want to accept it or not. However, you may not be able to use all the interactive facilities of our site if cookies are disabled.
Privacy and Data Protection
Our Privacy and Data Protection Policy explains how we use the information which you give to us. Read our Security and Privacy section below for more information.
Copyright and Trade Mark
Teachers Assurance is a trading name of Teachers Provident Society Limited and may not be reproduced without our express permission.
Copyright of this site and all the information included belong to Teachers Provident Society Limited. All rights reserved.
General
We would like to make you aware that calls may be recorded and monitored.
Security & Privacy
Privacy policy
The pages on this website are aimed only at United Kingdom residents and comply with appropriate UK legislation and regulation. We have provided this Privacy Policy to help you understand how we collect and use your personal information when you visit our website. For a full list of trading companies go to our Legal section above.
What information we collect and how
Teachers Assurance will only request personal data where necessary and in accordance with the Data Protection Act 1998. We have implemented security measures to ensure that the data is kept strictly confidential and to prevent unauthorised access.
The information will only be disclosed if required for regulatory or legal purposes, or where you have given your consent or to carefully selected third parties under contract to protect your confidentiality.
The information that we collect via this website may include:-
Any personal details that you type in and submit such as your name, address, e-mail address, date of birth, lifestyle and other information.
Further details are available in our Teachers Assurance Cookie Policy above.
Your IP address (this is your computer's individual identification number for internet connection) is automatically logged by our web server. This is used to note your interest in our website.
Your preferences and use of e-mail updates that are recorded by e-mails we send you (only if you have selected to receive e-mail updates on products and offers).
What we do with your information
Your information may be used for the purposes of insurance administration by the Teachers Assurance companies and agents, by reinsurers and your intermediary. It may be disclosed to regulatory bodies for the purposes of monitoring and/or enforcing the company's compliance with any regulatory rules/codes.
Your information may also be used for offering renewal, research and statistical purposes and crime prevention. It may be transferred to any country, including countries outside the European Economic Area for any of these purposes and for systems administration. Where this happens, we will ensure that anyone to whom we pass your information agrees to treat your information with the same level of protection as if we were dealing with it.
If you give us information about another person, in doing so you confirm that they have given you permission to provide it to us to be able to process their personal data (including any sensitive personal data) and also that you have told them who we are and what we will use their data for, as set out in this notice.
In the case of personal data, with limited exceptions, and on payment of the appropriate fee, you have the right to access and if necessary rectify information held about you.
Marketing
The Teachers Assurance companies and its agents may use your information to keep you informed by post, telephone, e-mail, text messaging or other electronic means, about insurance and financial products and services which may be of interest to you. Your information may also be disclosed and used for these purposes after your policy has lapsed. By providing us with your contact details, you consent to being contacted for these purposes. If you do not wish to receive these, please ensure that the box contains a tick when entering your personal details. However, you can contact us at any time to have your details added by us for direct marketing purposes.
Your rights
You can ask us to update or remove your personal information by e-mail or by writing to the Customer Services contact that is listed in the Teachers Assurance website where you negotiated or concluded the sale of your particular insurance or financial product or service. You also have the right to request a copy of all the personal information we hold about you. To do this, simply write to us at the following address enclosing a cheque for £10.00 payable to Teachers Assurance to cover our administrative costs in dealing with your request:-
The Data Protection Officer
Teachers Assurance
Tringham House
Deansleigh Road
Bournemouth
BH7 7DT
We will take all reasonable steps to confirm your identity before providing you with details of any personal information we may hold about you.
Who we are
Wherever "Teachers Assurance" is used within this website, this refers to a trading name of Teachers Provident Society Ltd (TPS), an incorporated Friendly Society No 372F, authorised and regulated by the Financial Services Authority (FSA). A member of the Association of British Insurers and the Association of Mutual Insurers.
Teachers Assurance may also refer to one or more of the trading companies of Teachers Group that operate in the United Kingdom and who may or may not offer insurance and financial products or services on this site.
Other websites and information security
This Privacy Policy covers the website operated by Teachers Assurance. Any other websites that may be linked to or by our website(s) will be subject to their own policies which may differ from ours. You should carefully read the privacy policies of these websites before submitting any personal information.
You should also be aware that communications over the internet, such as e-mails, are not secure unless they have been encrypted. Your communications may route through a number of countries before being delivered - this is the nature of the internet. Teachers Assurance cannot accept responsibility for any unauthorised access or loss of personal information that is beyond our control.
Public Areas of the Website
We will not collect and store any financial data through use of our interactive tools such as the budget calculator.
