Investments

If you've already got some capital behind you or have come into money such as an inheritance, winnings or your pension lump sum, deciding how to invest it can be a big decision.

What's best for you will depend on what you want to achieve. So it makes sense to invest with Teachers Assurance who understand that:

• If you've been saving hard over the years - you may be protective of the money you've built up and want to earn a good return for as long as possible.
• If your capital is earmarked for a specific purpose, such as a wedding, career break or retirement - you may want easy access when the time comes.
• If you're comfortably off or have no definite plans - you may feel able to be more adventurous with some of your money in the hope of building a much larger sum over the longer term.
• If you've just retired - you may want to invest some of the tax free lump sum from your pension to earn extra income.

Whatever your reasons for investing, and whatever your concerns about risk and aspirations for growth - our stock market linked investment plans can help.

• How can I invest with Teachers Assurance?

  Teachers Assurance offers different ways to invest lump sums. If you need help making up your mind, please ask us for advice.

  What you choose will depend on your personal situation and needs, and how much investment risk you are comfortable taking for the returns you want to achieve.

  We offer:

  ISAs

  This is a simple way to invest in the stock market, over any period of time. Your money grows tax-efficiently and you can withdraw money tax free.

  You can invest £2,000 or more (and/or make regular monthly savings of £50 or more if you wish). Because of the tax concessions there's a limit on how much you can pay in during each tax year.

  Your partner can have an ISA too.
  
  More about our ISAs

  Unit Trusts

  These are a way of investing lump sums in the stock market to help your money grow or to provide you with a regular income. You can invest upwards of £2,000. (You can also use the same Unit Trusts Fund for regular savings of £50 a month, or more if you wish).

  You can invest lump sums (and/or regular amounts) in these directly or via our ISAs.

  More about our Unit Trusts

  Ethical Investments

  You can make ethical investments directly into our Sovereign Ethical Unit Trust or via our ISA. This means your money will be going into companies, organisations or countries that have a positive approach to supporting the planet, its people and communities.

  More about our Ethical Investments

  Investment Bond

  Our Investment Bond invests in a choice of low to medium risk unit linked life assurance funds.

  The bond can be used to provide growth or income, and has a facility which makes it particularly tax-efficient for higher rate tax payers to make regular withdrawals. Our Financial Consultants can explain how this works.

  The minimum your can invest in this Bond is £2,500. You can invest in single or joint names.

  More about our Investment Bond

• Why choose Teachers Assurance?

  Started in 1877 by teachers - for teachers.

  30,000 teachers a year in 3,000 schools in England and Wales turn to us for financial direction. (And that's excluding other teachers who phone in or email us.)

  No one understands the financial needs of teachers better than us.

  As a mutual friendly society our business is built on helping teachers to:

  • Protect themselves and their families
  • Save for the future
  • Invest efficiently
  • Get the right advice
  • Make confident financial decisions

  To find out more about how we treat our customers go to the following page:

  • About us - See who we are and what you can expect from us.
• What if I need your help or advice?

  If you need our help or advice, please give us a call:

  0800 056 0563
  8.30am to 8pm Weekdays
  9am to 1pm Saturdays

  To help us continually improve customer service, calls may be recorded or monitored.

  Ask us for information

  Our Helpline can answer any questions you have or post you an application pack for any of the products on offer.

  Ask us for advice

  Our expert Financial Consultants can help you choose the most suitable products for your needs, you can ask for personal financial advice over the phone or face to face .

  Ask us for a school visit - Money Talks!

  Book a school visit for one of our Financial Consultants to hold a free financial planning session for teachers in your school.

  Our Consultants are only able to advise on our own products and services and those of selected third parties.

©Teachers Assurance 2008

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