Insurance

Wanting to protect yourself, your loved ones, your home and your possessions is part of human nature. There are various insurance policies that can help you do this.

In simple terms insurance is like a bet against the 'worst happening' - whether that's fire, flood, theft, accident, ill health, death or some other catastrophe.

In return for the cover you need, you simply pay a monthly premium for an agreed period of time. As long as you do this you'll be protected. Then, if the worst should happen, the insurer will pay up.

But, with so many different types of insurance around, you'll want to buy from a company you can trust and one that will handle claims with fairness and efficiency.

• What types of insurance can I get from you?

  With Teachers Assurance you can find insurance for your home, your health, your livelihood and your life. We aim to offer value for money products, but most importantly we pride ourselves on the service and back up you'll receive at a time when you need it.

  Here's the different products we offer:

  Income Protection

  This insurance pays you a regular income if an accident, illness or medical condition stops you working for prolonged periods of time.

  More about our Income Protection

  Critical Illness Cover

  This insurance pays you a lump sum if you are diagnosed with a serious medical condition such as cancer, heart attack, stroke etc. Unlike life assurance which pays out if you die, this one pays out if you survive.

  More about our Critical Illness Cover

  Life Assurance

  This insurance pays out a lump sum if you die.

  More about our Life Assurance

  Buildings Insurance

  This insurance pays out if your home (i.e. the property itself such as the roof, walls etc) becomes damaged in some way but it doesn't cover your contents.

  Contents Insurance

  This insurance covers what's inside your home but not your home itself. It pays out if your furnishings and other goods are damaged or stolen. You can also insure some personal possessions taken outside the home such as jewellery, cameras etc.

  Combined Buildings and Contents insurance

  This insurance covers both your home and its contents.

  More about our Combined Buildings and Contents Insurance

  Request a buildings or contents insurance quote

• What cover does the Teachers Pension Scheme provide?

  As well as a pension, the Teachers Pension Scheme also provides life cover if you die in service. In addition, as a teacher you will also get sick pay for a limited time in case you are too ill to work. If your illness prevents you from ever teaching or working again, you may receive an early retirement ill health pension.

  How much you get in benefits depends entirely on your salary and length of service as a teacher. So there could easily be times when the benefits are not enough for your needs - particularly if you are new to teaching and/or at the lower end of the pay scale.

  The easiest way to find out if your benefits are equal to your needs is to speak to one of our expert Financial Consultants. They know the Teachers Pension Scheme inside out, and will be only too happy to explain your entitlement and explain how you can bridge any gaps.

  To find out more, go to Personal Financial Advice. Or, if you would like us to talk to a group of teachers in your school go to Money Talks. Alternatively please give us a call.

• Why choose Teachers Assurance?

  Started in 1877 by teachers - for teachers.

  30,000 teachers a year in 3,000 schools in England and Wales turn to us for financial direction. (And that's excluding other teachers who phone in or email us.)

  No one understands the financial needs of teachers better than us.

  As a mutual friendly society our business is built on helping teachers to:

  • Protect themselves and their families
  • Save for the future
  • Invest efficiently
  • Get the most suitable advice
  • Make confident financial decisions

  To find out more about how we treat our customers go to the following page:

  • About us - See who we are and what you can expect from us.
• What if I need your help or advice?

  If you need our help or advice, please give us a call:

  0800 056 0563
  8.30am to 8pm Weekdays
  9am to 1pm Saturdays

  To help us continually improve customer service, calls may be recorded or monitored.

  Ask us for information

  Our Helpline can answer any questions you have or post you an application pack for any of the products on offer.

  Ask us for advice

  Our expert Financial Consultants can help you choose the most suitable products for your needs, you can ask for personal financial advice over the phone or face to face .

  Ask us for a school visit - Money Talks!

  Book a school visit for one of our Financial Consultants to hold a free financial planning session for teachers in your school.

  Our Consultants are only able to advise on our own products and services and those of selected third parties.

©Teachers Assurance 2008

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